Financing disclosure

1. Our role

Alpha Fina is a loan broker. We help connect applications with partner lenders. The lender is responsible for assessing your application, determining whether to approve it, and offering the terms available to you.

2. Amounts and approval

The website presents application amounts from $250 to $1,500. Selecting an amount, viewing this website, or starting an application is not an offer, a promise of approval, or a guarantee of funding. Availability depends on the lender’s review and applicable requirements.

3. Costs and repayment

Read the lender’s complete offer and agreement before accepting. These documents set out your interest rate, applicable fees, total borrowing cost, and repayment schedule. Website information does not replace those terms or the lender’s explanation of them.

4. Application information

By applying, you consent to your personal and financial information being collected, used, and shared with partner lenders as disclosed in the application process. Lenders who approve your request may contact you by email or SMS. Check your junk or spam folder for communications.

5. Independent cosigner arrangements

Some applications may require a qualified cosigner. We may facilitate an introduction to Cosigns.ca, an independent service. Any cosigner agreement and fees are separate from your loan agreement. Review the responsibilities and costs before entering either agreement.

6. Website resources

The explanations on this website provide general information about borrowing and the application process. They are not a personalized financing offer. Contact the team or the lender if you need clarification about your own application or agreement.